Preservation of Affordable Homeownership

This paper examines the range of different policy options that communities have adopted to reduce the cost of homeownership, with a particular focus on the effectiveness of each option in preserving affordable homeownership opportunities over time.

By | 2014-06-20T22:50:45+00:00 April 7th, 2007|Community Land Trusts, Homeownership, Inclusionary Housing|Comments Off on Preservation of Affordable Homeownership

Shared Equity/Transformative Wealth

This paper provides an analysis of several alternative strategies for sharing the equity growth that accompanies home price appreciation to balance the dual goals of individual asset accumulation and ongoing affordability to future home purchasers.

By | 2014-05-06T22:14:29+00:00 April 6th, 2007|Homeownership|Comments Off on Shared Equity/Transformative Wealth

Creating Permanently Affordable Homeownership with CLTs

Written for local elected officials and housing program administrators, this chapter explains how Community Land Trusts operate and places them within a continuum of other policy alternatives.

By | 2014-06-20T22:51:32+00:00 May 7th, 2005|Community Land Trusts, Homeownership|Comments Off on Creating Permanently Affordable Homeownership with CLTs

Understanding Subsidy Retention

I created this interactive tutorial on the economics of permanently affordable housing after trying to explain these concepts to small groups with static PowerPoint slides.

By | 2014-06-20T22:51:51+00:00 May 7th, 2000|Community Land Trusts, Homeownership, Inclusionary Housing|Comments Off on Understanding Subsidy Retention

Beyond Lender Bias: The Struggle for Capital in a Networked Economy

This paper identifies an emerging structural logic of the financial system under which investment decisions are made by a network that relies on previous transactions as the main source for information about credit quality.

By | 2014-06-20T22:52:18+00:00 May 7th, 1997|Commercial Revitalization, Data, Homeownership|Comments Off on Beyond Lender Bias: The Struggle for Capital in a Networked Economy