Shelterforce: Cities and CLTs
Local governments are embracing community land trusts to promote and preserve affordable housing.
Resale Formula Comparison Tool
This general purpose educational tool was designed to help community leaders understand the relative performance of different limited equity resale formulas.
Preservation of Affordable Homeownership
This paper examines the range of different policy options that communities have adopted to reduce the cost of homeownership, with a particular focus on the effectiveness of each option in preserving affordable homeownership opportunities over time.
Shared Equity/Transformative Wealth
This paper provides an analysis of several alternative strategies for sharing the equity growth that accompanies home price appreciation to balance the dual goals of individual asset accumulation and ongoing affordability to future home purchasers.
Creating Permanently Affordable Homeownership with CLTs
Written for local elected officials and housing program administrators, this chapter explains how Community Land Trusts operate and places them within a continuum of other policy alternatives.
Understanding Subsidy Retention
I created this interactive tutorial on the economics of permanently affordable housing after trying to explain these concepts to small groups with static PowerPoint slides.
Beyond Lender Bias: The Struggle for Capital in a Networked Economy
This paper identifies an emerging structural logic of the financial system under which investment decisions are made by a network that relies on previous transactions as the main source for information about credit quality.