Permanent affordability and asset building might seem at first blush to be contradictory goals for a low-income homeownership program, but new research says in fact they can be achieved together.
Shelterforce: Best of Both Worlds
Homeownership continues to provide real social and economic benefits and remains a high priority for most American families, but the United States is experiencing significant declines in the ownership rate for the first time in decades.
A Path to Homeownership
Does retail development lead to residential change or the other way around? In this chapter we evaluate data on changing neighborhoods which suggests that retail revitalization can actually help prevent gentrification.
Brookings: Retail Trade as a Path to Neighborhood Revitalization
Can lower income families build wealth in resale price restricted homes? This paper presents surprising findings from data collected by one mature program.
The Asset Building Potential of Shared Equity Homeownership
Based on interviews with dozens of practitioners from around the country, this guidebook is intended to help local government policymakers to develop stronger partnerships with local Community Land Trusts to develop and monitor permanently affordable homeownership units.
The City-CLT partnership
This paper outlines some of the challenges of ongoing administration of Inclusionary housing programs and highlights the policies, procedures and systems that successful programs have been using to address these challenges.
Best Practices in Inclusionary Housing
This paper prepared for a national convening on Shared Equity Homeownership, outlines the key stewardship functions necessary for monitoring affordable ownership units and profiles strategies used in several communities.
Stewardship for Lasting Affordability
This report provides an overview of the process that community activists have used to attract new fresh food retailers into disinvested urban communities.
Grocery Store Attraction Strategies
This toolkit developed for the Public Health Institute's Land Use and Health Program is designed to provide an overview of Economic Development and Redevelopment issues for health advocates seeking new food stores in low income communities.
Economic Development and Health Toolkit
Shelterforce: Cities and CLTs
This paper examines the range of different policy options that communities have adopted to reduce the cost of homeownership, with a particular focus on the effectiveness of each option in preserving affordable homeownership opportunities over time.
Preservation of Affordable Homeownership
This paper provides an analysis of several alternative strategies for sharing the equity growth that accompanies home price appreciation to balance the dual goals of individual asset accumulation and ongoing affordability to future home purchasers.
Shared Equity/Transformative Wealth
This hands on guidebook is filled with detailed direction that will provide practitioners with a starting point for organizing comprehensive commercial district revitalization efforts.
Commercial Revitalization Planning Guide
This report details the findings of a statewide survey of local government agencies that have adopted inclusionary housing policies.
Inclusinary Housing in California
This guide is designed to assist CDCs in becoming educated consumers as they think about, plan and become partners in joint ventures with for-profit developers.
Joint Venture Guide
Written for local elected officials and housing program administrators, this chapter explains how Community Land Trusts operate and places them within a continuum of other policy alternatives.
Creating Permanently Affordable Homeownership with CLTs
This paper identifies an emerging structural logic of the financial system under which investment decisions are made by a network that relies on previous transactions as the main source for information about credit quality.
Beyond Lender Bias: The Struggle for Capital in a Networked Economy